We Complete the Digital Loan Experience

The concept of a digital loan transaction revolves around ease of use, transparency, and a more meaningful experience. Millennials, Gen X and Baby Boomers have adopted the digital world.

Talkuments gives consumers what surveys say they want: interactive loan information. Talkuments strengthens confidence in the consumer’s choice of lender, leading to more loan originations and more closed loans. Sent by lenders to loan applicants, Talkuments is available throughout the entire loan cycle. As loan data changes, so does Talkuments.

Technology that Addresses Changing Demographics

Success is measured by your ability to gather and provide information in a way that makes a loan applicant want to do business with you. For mortgage companies to succeed, they must be responsive and reflective of the nation’s increasingly diverse population. Providing multilingual loan information is vital.

”75 percent of household formations will be created by minorities. By 2035, 85% of household formations will be created by minorities.” Harvard Joint Center for Housing

“Although Hispanics make up 18% of our population, the group accounted for more than 63% of homeownership growth over the past decade.” Wall Street Journal, August 2019

We Reduce Consumer Complaints, Legal and Regulatory Exposure

If all loan applications had a talkuments file, our job would be done.” CFPB Policy Analyst, 2017

Talkuments is a unique fair lending enterprise solution and the only technology solution for limited English proficiency (LEP) laws. Integrating talkuments into your compliance management system will help to avoid costs associated with lawsuits, audits, excess regulations and enforcement.